Portugal Golden Visa in 2026: What Changed and How to Qualify
2026-10-20 · CBIProgram Advisory · 2 min read
Key takeaways
- Real estate no longer qualifies; funds are now the leading route.
- Minimum qualifying investment is typically EUR 500,000 (EUR 250,000 for arts/heritage).
- Low stay requirement, family inclusion, and a path to citizenship after five years.
Portugal's residence-by-investment programme — widely known as the Golden Visa — continues to be one of the most sought-after routes into Europe. What has changed is how you qualify: real estate is no longer a qualifying investment, and the focus has shifted to funds and other productive options.
What changed
The reforms that took effect from 2023 removed direct and indirect real-estate investment as qualifying routes. The programme now centres on qualifying investment funds, capital for research or job creation, and contributions to arts and cultural heritage.
How to qualify in 2026
The most popular route today is a qualifying investment fund subscription. Other options include scientific research, company formation that creates jobs, and cultural-heritage support.
- Investment funds: from EUR 500,000
- Scientific research: from EUR 500,000 (less in low-density areas)
- Arts & cultural heritage: from EUR 250,000
Why it still appeals
The Golden Visa keeps its headline advantages: a very low physical-stay requirement, the ability to include your family, access to the Schengen Area, and a path to permanent residency and citizenship after five years.
Is it right for you?
If your goal is European mobility with minimal time on the ground and an eventual EU passport, Portugal remains a benchmark. The key is choosing a reputable fund and preparing a clean, well-documented application.
Frequently asked questions
Can I still use real estate for the Portugal Golden Visa?
No. Direct and indirect real-estate investments were removed as qualifying routes; funds and other productive investments now apply.
How long until I can apply for citizenship?
You can generally apply for citizenship after five years, subject to meeting the programme and language requirements.
Considering your options?
Speak with a CBIProgram advisor for tailored guidance.
Check your eligibility